docs: expand .cards — vision, comparisons, business rationale, open questions

26 cards covering:
- Project philosophy (session isolation, process discipline, dissipative structure)
- Comparisons (vs skill, vs dynamic workflow)
- Business rationale (FTE vs vendor, OPC, switching cost)
- Learning model (memory + skill + workflow)
- Self-improvement (reflective workflow, eval)
- Open questions (workflow granularity, human-in-the-loop)

.cards/agency-over-content-not-process.md

@@ -0,0 +1,19 @@
+---
+title: "Agency over Content, Not Process"
+created: "2026-06-07"
+source: "openclaw-xiaomo"
+tags: [architecture, decision]
+category: "architecture"
+links:
+  - skill-vs-workflow-different-layers
+  - deterministic-engine-uncertain-agent
+  - feedback-loops-convergent-and-divergent
+  - cognitive-process-orchestration
+  - uwf-vs-dynamic-workflow
+---
+
+uwf 与"agent 自治"方案的核心区别：**agent 对内容有自主权，但对流程没有**。
+
+流程是声明式的、引擎执行的、agent 无法绕过的。agent 不能决定跳过 review，就像程序员不能绕过 CI。自由度被有意限制在"内容"维度，"过程"维度是刚性的。这跟人类组织的逻辑一致——你可以自由发挥怎么写代码，但必须走 PR review。
+
+参见 [[uwf-vs-dynamic-workflow]] 了解与 Claude Code dynamic workflow 的具体对比。